For your convenience, our most common customer questions are answered right here.
Q: How fast can I buy a home?
A: We work at your pace but it usually takes around 30-45 days to close.
Q: How do I start the home-buying process?
A: First you need a mortgage pre-approval to see your qualifications. Contact a trusted lender of your choice or we can refer you one from our trusted partners.
Q: How much do I need for a downpayment?
A: The answer depends on the type of loan you choose. Typically it is 5% to 20% down. Military Veterans can be as low as 0% down.
Q: Are there any other fees involved other than the downpayment?
A: Sometimes there are other fees involved such as the closing costs, that can range between 2% to 4%. Your loan officer will be able to give you an estimate before the process starts.
Q: When do I get the keys to my home?
A: Most of the time you will be receiving the keys at closing. Closing can take between 30 mins to 1hr.
Q: What are the fees associated for using a real estate agent from your office?
A: If you are a BUYER represented by us, you do not need to pay for our services. Most of the time, the SELLER pays for the real estate commission at the time of closing from the agreed rate.